Budget better.
Live better.
Feel better.  

The simple, affordable way to take control of your spending and reach your financial goals.
Start Your Free 30-day Trial

💳 30-day free trial. No card, no catch.   

🔒 Secure & confidential.

A pie chart labeled “Actual Spending” shows seven color-coded segments with a legend for Clothing, Coffee, Eating Out, Entertainment, Gym membership, Shopping, and Travel. The center text reads: “Target: $3,000.00, Total Spending: $2,130.56, Total Available: $869.44.” The largest segment takes up almost half of the circle at 47.23%, with a highlighted slice labeled “Shopping $589.40 (27.66%).” Other, smaller slices represent the remaining categories by percentage.
Effortlessly see where every dollar goes.
A screenshot of a budgeting calendar interface for March 2025. At the top, three headings display “Total Income: $10,004.22,” “Total Expenses: $9,950,” and “Net Income: $54.22.” Below is a month-view calendar with each date containing color-coded transactions (for example, Mortgage, Travel, Groceries, Utilities, Entertainment).
Start Your Free 30-day Trial
We're here to improve your financial life.

What are your goals? 

A stylized, cartoon rocket with a white body, red fins, and a dark nose cone blasts off in front of a black background, surrounded by small stars and bubbles of space debris.
Live Your Best Life

Saving for a trip or ready to treat yourself? Digital Ledger shows you exactly where every dollar goes so you can prioritize what matters most to you. It’s budgeting made simple, letting you focus on living your best life.

Ready to see where every dollar goes? Start your free trial.

A stylized isometric illustration of a brown-haired woman in business attire sitting in a meditative pose, surrounded by floating objects representing what life has thrown at her; including a target, charts, a laptop, a calculator, a clock, and a light bulb against a dark background. She has many worries, but managing her budget isn't one them.
Less Stress

Tired of needing to do mental gymnastics to budget? Our auto-categorization process, which usually identifies ~80% of transactions, does the heavy lifting for you. You get all the clarity with none of the stress.

No finance degree required. Start your free trial.

A stylized illustration of a man in a white shirt and purple pants using oversized bolt cutters to cut the chain connected to a large ball labeled “DEBT,” set against a dark background. the man is freeing himself from the burden of his debt, which is holding him back.
Payoff Debt

Debt can weighing you down? On average, beta users saw an additional monthly savings increase of $250.

Stop falling behind. Start your free trial.

A stylized illustration of a bearded man and a woman in business attire exchanging documents or a handshake, surrounded by icons related to finances and checkmarks. The scene conveys a sense of teamwork—emphasizing collaboration rather than conflict—showing them positively working together on their money matters.
Stop Fighting about Money

Money can stress your important relationships, but it doesn't need to be that way. Add your partner to Digital Ledger for free and share a unified budget view. Now you can handle finances together and focus on what really matters.

Teamwork makes the dream work. Start your free trial.

Customer Promise

At Digital Ledger, everything we do is guided by these four values. So you always know what to expect, how your data is handled, and how we’ll continue to grow and improve for you.

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Affordability

No hidden fees, honest pricing. We believe every dollar you save should stay yours.

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Integrity

Your trust is everything. We will never sell your data, and we protect it with bank-level 256-bit encryption.

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Simplicity

Budgeting shouldn't be rocket science. Our calendar view lets you see where every dollar goes without touching a spreadsheet.

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Innovative

We’re always looking ahead, building new tools and features that upgrade your financial life.

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F.A.Q
Why isn't Digital Ledger Free?

“Free” tools usually make money by selling your data or showing ads. We never do. 

Your subscription keeps us focused on one thing: giving you a cleaner financial picture. Not monetizing your behavior.

How does Digital Ledger work? Is it customizable?

We use a hybrid of the 50/30/20 rule and zero-based budgeting.Essentially, your paycheck is automatically sorted into three buckets: Needs, Wants, Savings/Debt

But you prefer 60/20/20? 45/25/30? Set any percentage you want and create unlimited sub-categories so every dollar has a job.

What does being an early adopter mean?

• Access at today’s price for the life of your subscription.
• VIP feedback channel. Help shape our roadmap.
• Priority support (24-hour response).

Early-adopter spots are limited → lock in your rate.

Do I have to connect my accounts?

Nope. You can enter income and expenses manually. This is also our best price.

Is my data secure?

We are committed to the highest security standards to protect your data. This includes:

• Your data is protected with bank-level 256-bit encryption.
• We use Plaid to securely connect to over 10,000+ institutions.
• Hosted on Amazon Web Services, providing world-class security and compliance.

View our Privacy Policy for more details.

Which banks or cards do you support?

10,000+ U.S. institutions via Plaid. E.g., most major banks and credit unions, including Chase, Capital One, and Navy Federal.

How does the free trial work?

• Cancel anytime with one click.
• No credit card required to start.
• Full-featured access. 
• We’ll remind you 7 days before it ends. 
• Accounts inactive for 14 days post-trial are securely deleted.

What platforms do you support?

Digital Ledger works on any modern browser; iOS & Android apps are on the roadmap.

Great prices for everyone, whatever your needs.
Be an early adopter and lock in pricing for the life of your subscription.
Basic
$42
/yr
Less than $0.12 per day. You're stealing peace of mind.


✅ Manual Transaction Entry
✅ Create Budgets & Set Goals
✅ Standard Customer Support

Standard
$84
/yr
Less than $0.25 per day for maximum convenience.

✅ Everything in Basic, plus:
✅ Share Your Budget with a Partner
✅ Automatic Bank & Card Sync
✅ Connect Unlimited Accounts
✅ Priority Support (24-hour response)